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The Biden administration has limited credit card late fees to $8, a 75% reduction. Federal Reserve BoardA study by the CFPB published in 2022 showed that credit card late fees are disproportionally collected from people in low-income neighborhoods. The Good Brigade/Getty ImagesReduced credit card late fees would also be worth about $414 million to the real estate industry. A drop in the bucket of credit card costsCredit card debt is now at record levels and interest rates on those cards have soared. Interest and other credit card fees cost consumers more than $1,100 a year and are still growing.

Persons: Biden, Vance Ginn, Jenny Thorvaldson, Thorvaldson Organizations: Consumer Financial, Business, IMPLAN, Biden, Federal Reserve Bank, Federal, Brigade, Centers for Disease Control, Money Management, MMI

☆ I gave up my Apple Watch after 7 years of wearing it every day. I'm happier and healthier without it.
▼ + stars: | 2024-02-12 | by ( Dan Ginn | ) www.businessinsider.com time to read: +4 min

NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementI stopped wearing my Apple WatchDirecting the blame toward an Apple Watch is unjust. But it was clear that my temperament did not suit the capabilities of a wearable health monitor. I'm more immersed in the natural world and free from wearable technology.

Persons: —, I'd, It's, I've Organizations: Service, Apple Watch, Apple, Google

☆ ‘America Is Under Attack’: Inside the Anti-D.E.I. Crusade
▼ + stars: | 2024-01-20 | by ( Nicholas Confessore | ) www.nytimes.com time to read: +44 min

‘America Is Under Attack’: Inside the Anti-D.E.I. “In support of ridding schools of C.R.T., the Right argues that we want nonpolitical education,” Mr. Klingenstein wrote in August 2021. In a 2023 exchange, Dr. Yenor and two associates discussed how to defend Amy Wax, a conservative law professor at the University of Pennsylvania. Dr. Yenor and his allies bristled at the conventions of academic life as overly solicitous toward female and nonwhite students. Samuel Ginn, Claremont donor“The president then told him, ‘Things will change,’” a Claremont fund-raiser wrote to Dr. Yenor and other officials there.

Persons: “ wokeism ”, Chancellor Sharp, Sam Ginn, DeSantis, !, Searle, Scott Yenor's, Alabama Jeff Sessions, peter thiel, thiel, Dan Patrick, Patrick, Texas Long, Claudine Gay, Harvard’s, Trump, Ron DeSantis, Peter Thiel, Heather Mac Donald, ”, Scott Yenor, “, ” Scott Yenor, Claremont, Critics, George Floyd, Donald J, Trump’s, Thomas D, Thomas Klingentstein, ” Mr, Klingenstein, Yenor, Christopher Rufo, fromScott Yenor, Floyd, Mao Zedong’s, Ryan P, Williams, Jack Miller, Ryan Williams, Miller, zealots, Mao Zedong's, ” Claremont, Taube, tothe, Arthur N, Chris Ross, Dockweiler, Elizabeth Ailes, Roger Ailes, Daniel C, Searles, fromChris Ross Ryan, I'd, Dorian Abbot, Mr, Ross, Dr, Amy Wax, Wax, Wax’s, David Azerrad, . Azerrad, fromScott, Azerrad, —, ’, Mac Donald, Mac Donald1 —, fromDavid Azerrad Heather, that's, Thiel —, Thiel’s, bristled, Riffing, Bill Burr, hadn’t, Burr, George W, Bush, ” Tennessee’s, Susan Kaestner, Jeff Sessions, Samuel Ginn, Christopher B, Roberts, Roberts “, Ginn, ” Bowdoin, Thomas Klingenstein, Janet Mills, Mills, ‘, Sarah Huckabee Sanders, Kevin Stitt, he’d, fromThomas, Glenn, sputtered, retool, didn’t, Jim Banks, Banks’s, Banks, Gay, Elise Stefanik Organizations: MIT, Trust, Texas, Claremont, Republicans, Senate, The New York Times, Republican, Claremont Institute, Gov, D.E.I, New, Manhattan Institute, Maine Policy Institute, ”, Texas Public Policy Foundation, Equity, Jack Miller Family, Jack Miller Family Foundation America, Capitol, Freedom Trust, Rupe Foundation, Scaife, Fox News, Massachusetts Institute of Technology, University of Pennsylvania, Hillsdale College, Boise State University, Boise, University of Wisconsin, Eau Claire, Trump, Boise State, University of Tennessee, Arkansas, Alabama, Auburn University, University of Alabama, Auburn, Bowdoin College in, NAS, Bowdoin, Democratic, Mr, Maine Public Radio, American, Association, Maine Department of Education, Indiana Republican, Education, Harvard, New York Republican Locations: Texas, Tennessee, North Carolina, Maine, Montana , Utah , Oklahoma , Texas, South Carolina , Florida, Louisiana, America, defund, Alabama, Tallahassee, Union, California, Florida, Maine , Tennessee, Idaho, New York, Florida , Louisiana, North Carolina , Oklahoma , Tennessee, Wisconsin, Darling, Dallas, Utah, C.R.T, United States, Hillsdale, Eau, India, Boise State, Boise, Manhattan, Canadian, Dixie, Maine —, Bowdoin College in Maine, Colonial America, ”, Maine’s, la, Portland, Northern Maine, Arkansas, Yenor, Indiana, Israel

☆ Opinion | Speaker Mike Johnson and the Role of Religion in Politics
▼ + stars: | 2023-10-30 | by ( ) www.nytimes.com time to read: +4 min

To the Editor:Re “Speaker Injects Fervent Faith Into His Policy” (front page, Oct. 29):I am pleased to know that our new speaker of the House, Mike Johnson, takes his Christian faith seriously. Ginger LennonPrinceton, N.J.To the Editor:Speaker Mike Johnson declares that he derives his worldview from the Bible. Thomas M. GinnWinston-Salem, N.C.To the Editor:Re “Welcome, Speaker Johnson, to the Worst Job in Politics,” by Benjamin Domenech (Opinion guest essay, nytimes.com, Oct. 27):The new House speaker, Mike Johnson, faces a critical challenge in our country’s history and the history of his party. So, good luck, Mr. Speaker. After reading Mr. Bouie’s column about the new speaker of the House, Mike Johnson, I could only think, what have we come to?

Persons: Mike Johnson, Sheldon W, Bennett Quincy, Ginger Lennon Princeton, Paul Krugman, Johnson, Bill Eiffert San, Donald J, Trump, narcissist, Thomas M, Ginn Winston, Benjamin Domenech, Let’s, Willie Dickerson Snohomish, Jamelle Bouie, Mr, Donald Trump, Harvey Glassman Boynton Organizations: Electoral College, Republican Locations: Mass, United States, N.J, Bill Eiffert San Diego, Salem, N.C, America, Wash, Harvey Glassman Boynton Beach, Fla

☆ I've been a solo traveler for years. Here are my 8 best tips for traveling alone.
▼ + stars: | 2023-10-17 | by ( Dan Ginn | ) www.businessinsider.com time to read: +5 min

I'm currently in my fifth year of solo travel, but began my nomadic lifestyle with an eager attitude. To ensure you avoid making the same mistakes I did, I've gathered some simple and practical tips every solo traveler needs to know. However, solo travel can definitely open you up to vulnerable situations. AdvertisementHave Google Maps available on your phoneI've found that Google Maps is most reliable when traveling. This is even more true if you're traveling to remote locations.

Persons: I'm, I've, Dan Ginn, you'll, They're Organizations: Business, Google

☆ Fact Check-Stock photo of a hospital patient shared in Facebook community groups labeled as victim of hit and run accident
▼ + stars: | 2022-12-12 | by ( Reuters Fact Check | ) www.reuters.com time to read: +1 min

A stock photo of a woman in hospital has been mistaken as a hit and run accident victim on social media. Users in multiple U.S. locations have shared the photograph believing it shows a victim of a hit-and-run accident. Reuters found no evidence to suggest the woman pictured was involved in a recent accident or that authorities are trying to identify her. A reverse image search shows that the photo used in the claims ( here ) appears as a stock image on the photo hosting website Alamy.com. A reverse image search shows the picture is a stock image.

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